Declaration of the Importance of a Secure Financial System and Order and Decree of Safe Domestic and International Transfer of Monies a

It is hereby declared and ordered that the system of money transfer between persons, states, countries, and banks is as follows: 

Between Banks for Domestic State-to-State Transfers

In the Monarchies and nation states and domestic states, moving money between two different banks within the same sovereign borders may use one of three systems below:

• USA-SAM ACH (Automated Clearing House) System: The workhorse of the U.S. system. It bundles transactions into batches.  The process takes no more than 2 business days with ACH available on the same day within specific hours and rules set by the Banks for a maximum of One Million dollars US allowed in each transfer.

• FedNow: Launched by the Federal Reserve, this is the newest "instant" rail. It allows for 24/7/365 transfers that settle in seconds. It is the gold standard for modern domestic security and speed and the oversight is within the Department of Justice for transparency of fund transfers.

• Fedwire: Used by US institutions for high-value, time-critical payments. Time is of the essence but because of the amounts, each transfer is reviewed and audited before the transfer is sent.  Each transaction is processed individually after the audit and review by federal accountants within the federal system.

2. Between Countries (Cross-Border)

International transfers involve currency exchange and different legal jurisdictions which may slow the process of transfer depending on the amounts. All transfers must be accomplished within seven business days (7 days).

• SWIFT (Society for Worldwide Interbank Financial Telecommunication): The traditional global messaging network allows transfer within 3 to 7 days and provides upfront transparency on fees and rates in the bank statements of the two parties involved.  

• IBAN - An International Bank Account Number (IBAN) is a standardized, alphanumeric code of up to 34 characters used to uniquely identify a bank account, particularly for cross-border transactions. It facilitates fast, accurate international transfers—mainly in Europe, the Middle East, and the Caribbean—by reducing errors.

• Correspondent Banking: If a bank does not have a branch in the receiving country, they may register to use a local bank that has a good record with the local Treasury. They must also have the appropriate international transfer abilities and the sending bank must also register with the Treasury of the State.

• ISO 20022: This is the critical data standard now used globally. It allows data like invoices or detailed tax info to travel with the financial funds to prevent money laundering and reduce the paperwork for international financial institutions while providing fund security for the recipient.

Fintech & Blockchain

• Stablecoins & Blockchain: Using regulated digital assets (like USDC) to move value. This replaces the "middleman" banks with a decentralized ledger. Settlement happens in minutes, regardless of whether it's 2:00 PM or 2:00 AM.  This financial instrument system is monitored by the Monarchy Treasuries and insured and kept stable by the Sovereign Empress Emmy as agreed with the founders in 2016.

• Neobanks (Revolut/Wise): These services hold local accounts in dozens of countries. When you send money from the US to the UK, they don't actually move money across the ocean; they take your USD in their US account and pay out in local currency.  This system is monitored by defense departments, intelligence and border security

Summary: How it is currently accomplished

Below is a chart authorized to be shared with banking clients as to the systems of transferring money within the domestic states of the United States of America, SAM, ESAAM, each Monarchy internally, between Monarchies and between international states and between monarchy beaucracies.

Level	Current Standard Method	Why it's used
Domestic	FedNow / Instant SEPA	Immediate settlement; eliminates "waiting" risk.
International	SWIFT gpi / ISO 20022	High security; clear tracking of where funds are.
Large Value	RTGS (Real-Time Gross Settlement)	Finality; once sent, the money cannot be "recalled."
Security	Multi-Factor / Biometric	Prevents unauthorized access to the "keys" of the vault.

IT is affirmed and ordered that all current security measures by Monarchy States, States, domestic banking institutions and international banking are appropriate up to 2016.  

It is hereby affirmed and ordered that any banking security added after 2016 that hurt the Sovereign Empress and hindered her accessing her funds are dissolved and the initial legislation is to be reviewed by the Sovereign Empress's financial advisors and prosecutors.

It is hereby declared and ordered that those who imposed the legislation to hurt Emmy Ann Horstkamp, the Sovereign Empress Emmy, Queen of England, Queen of Spain, SAM may be tried in the criminal and civil courts for treason, fraud and absconding with Monarchy funds.

It is hereby declared and decreed and affirmed that the above is valid information and true to the best of her knowledge on this 10th day of April 2026. The above is ordered as law for all Monarchies, domestic states and Sovereign States, territories, possessions and lands of the Sovereign Empress Emmy on earth, on the seas, in the air and in space.

Signed in Atlanta, Georgia by print and word on April 10, 2026.

Sovereign Empress Emmy, Queen Morgen Ann of ESAAM, Chief of the United States and Head of the Sovereign Supreme Court.